Legal Guide for Creative Business Owners

Cut yourself W-2 wages equal to about four-tenths of net profit, but under no circumstances dip below the SSA "safe-harbor" for your county—$forty-eight grand for graphic artists in Travis County, TX in 2024. Remit payroll taxes solely on that slice; the leftover 55–65 % lands to you as K-1 dividends clear of the 15.3 % self-employment tax. A $six-figure profit keeps roughly $nine grand a year.

Finish the trio with Andy Clark’s 2015 bombshell. The "controlled hallucination" lens flips perception: the skull-CPU is never a loyal microphone but a probabilistic prediction engine issuing 150–200 top-down guesses every second. Traders who scribble over chapter 8’s "fantasy filter" section, then apply it to stock-price charts, slash impulsive trades thirty-one percent over a quarter (University College London traders).

Auto-disable access automatically by setting a calendar reminder on the same day as the final exam; switch the link back to Access-disabled to prevent next semester’s cohort from stumbling into outdated answer keys.

Automate Payouts to Separate "Salary" & "Reinvest" Accounts
Route every incoming payment through a free business checking at Mercury, then schedule three ratio-based transfers on the 1st and 15th: 50 % to a personal "salary" account (Discover), 30 % to a Vanguard brokerage tagged for gear/software, 15 % to a SEP-IRA at Vanguard, 5 % retained for taxes. Set the rules once inside the bank’s dashboard; ACH pushes finish overnight, so the money is untouchable to impulse spending by sunrise.

Preserve the original suffix: if the old note is called lecture3-electrostatics.pdf, name the new version exactly the same. The service treats it as a revision, not a distinct object, so links in Slack remain unaffected.

Seal the deal with 176 pp. of cognitive recon. Galef maps "soldier" vs. "scout" defaults and wraps up with a 600-second Bayesian calculator: prior odds × likelihood ratio = posterior odds. Alumni who logged 20 practice updates on skin-in-the-game predictions jumped calibration 38 → 71 % accuracy in six weeks (CFAR cohort).

Fee rundown: $three hundred Delaware renewal, $800 California franchise tax, $zero bucks Texas margin if gross under $1.18M. Add $twelve to fifteen hundred for a CPA who files 1120S + K-1s; self-file with TurboTax Business runs $600 but costs 8 hours of your billable time.

Morph Slack Threads into Visual Moodboards with Free Plugins
Install the Slack-to-Miro exporter from the Miro marketplace (zero cost, 2-click OAuth). In any channel type /miro-export #design-talk last:7d—the plugin scoops every URL, JPG, PNG, GIF, PDF plus the first 90 characters of each message and drops them into a new Miro board named after the thread. All assets stay at original resolution; text becomes sticky notes tagged with the poster’s @handle and timestamp.

Role-Swap for 24 h to Hunt Fragile Truths
Book a day-long trade: the visionary becomes the agile coach, the design chief handles stakeholder calls, the bean-counter writes user stories. Record every blocker; if a task runs long, flag the hidden assumption that created drag.

Check the Set up a 180-day self-destruct policy inside Bitly so expired folders disable automatically; this prevents outdated links from staying live in old MLS PDFs. For TikTok posts, append ?utm_source=tiktok&utm_campaign=address after the tiny link to separate social traffic from email blasts in a single dashboard.

If the material rests inside a folder, highlight the folder → the same three-dot menu → Get generate Direct link google drive → toggle "Viewer" → copy. Strip parameters as above to produce a clean /view suffix. Test in an incognito tab: page loads, menu bar shows only a Download icon–proof that editing and commenting are turned off.

Disable Chrome PDF viewer to skip the second click: chrome://settings/content/pdfDocuments → toggle off.
Append &confirm=t if the server throws a virus-scan warning on large items.
Batch-convert a list of IDs with a 2 s delay between requests to avoid 429 errors.

Limit access to university email domains in three clicks
Launch the file menu → "Manage access" → toggle "Restrict to domain" and type @university.edu. Save. Only accounts ending in that suffix can access the document; external Gmail, Yahoo, Outlook addresses are blocked instantly.

Cross-list leftovers on Etsy under "digital ephemera"; tag with the original work’s book barcode to catch ISBN hunters. Etsy SEO rewards precise barcodes–sales trickle at a couple per 30 days, passive.

Pull the red rows into Trello. Tag each card with a 30-day micro-target: "Write 50 lines of Python that hit API and log JSON" or "Assemble one Looker Studio report from GA4 raw events". Attach a 90-minute Loom cap; whoever wraps up records the walkthrough and posts the link. The viewer must mirror the outcome within 72 h and commit the repo or dashboard URL back. Straight to merge—merge and move on.

Which marketplace flips 200-character notes into $25 so you can bankroll the next mind-expanding pile?
Post the note on ScribbleMint: open the "Micro-Notes" form, slap in 200 characters max, set price at 25 USD, toggle instant PDF, hit publish. Stripe payout lands in one day minus a tenth platform cut. One 200-character note sells every 0.7 hours on average; last week a two-sentence reaction to Antifragile cleared 42 copies in 36 h.